Leave a Message

By providing Jennifer Lockwood your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Thank you for your message. We will be in touch with you shortly.

Credit Scores Explained | How to Understand and Improve Your Score! | Fairfield CT

Blog Jennifer Lockwood December 23, 2019

Free Credit Report

Credit Scores defined and how you can find out yours for free!

The 5 key elements that calculate your score and how you can control and make them work for you!

Go to this website to get your free and accurate credit score. Examine the details of accounts, make sure they all make sense and question ones that you cannot identify.

There are 5 key elements that calculate into your score:

35% Payment History
30% Debt Utilization
15% Credit Age
10% Types of Credit
10% New Credit Requests

Manage your credit score so you will be ready when you decide to make a large purchase that may require a loan. The higher your score, they less you would pay for a house, car or any other loan. The higher your credit, they better chance you have to qualify for a low interest loan. Make it work for you! If your credit is not where you want it to be, time will repair your credit and debt responsibility. It can be done! If you are looking for referral of mortgage brokers, send me a message. They can dive into your credit deeper, give you advice plus pre-approve you for a loan if you are ready for a home purchase.

Facebook

Instagram

Follow Me

Recent Blog Posts

Fairfield County CT Real Estate Market Update Fall 2025

Key Takeaways for Navigating Fairfield County’s Fall 2025 Housing Market

How to Get the Best Mortgage Rates in New Canaan, CT

Insider Tips for Securing the Lowest Rates in New Canaan

How Technology is Revolutionizing the Homebuying Process in Trumbull, CT

From virtual tours to AI-driven property recommendations, discover how modern tools are making it easier than ever to buy a home in Trumbull, CT

Fairfield’s University Area: A Neighborhood with Charm, Convenience, and Long-Term Value

Discover why this vibrant Fairfield neighborhood continues to attract buyers of all ages.

How to Use Virtual Tours When Selling Your Home in Fairfield, CT

Enhance Your Home Listing with Virtual Tours in Fairfield

Must-Have Smart Home Features for Norwalk, CT Homeowners

Enhance Your Norwalk Home with Cutting-Edge Smart Technology

Hidden Gems in Darien, CT You Need to Discover

Explore the Charm and Attractions of Darien, CT

The Ultimate Guide to Living in Southport, CT

Discover why Southport is one of Fairfield County’s most coveted coastal neighborhoods—from its harborfront beauty to its rich history and vibrant village life.

Do Solar Panels Add Value to Your Home in Fairfield County?

Understanding the True Impact of Solar Panels on Your Home's Market Value

View All

work with Jennifer

With a deep understanding of the luxury market and a commitment to staying ahead of the curve when it comes to technology and communication, I am able to provide a truly unparalleled level of service to my clients.

let's connect