Leave a Message

By providing Jennifer Lockwood your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Thank you for your message. We will be in touch with you shortly.

Credit Scores Explained | How to Understand and Improve Your Score! | Fairfield CT

Blog Jennifer Lockwood December 23, 2019

Free Credit Report

Credit Scores defined and how you can find out yours for free!

The 5 key elements that calculate your score and how you can control and make them work for you!

Go to this website to get your free and accurate credit score. Examine the details of accounts, make sure they all make sense and question ones that you cannot identify.

There are 5 key elements that calculate into your score:

35% Payment History
30% Debt Utilization
15% Credit Age
10% Types of Credit
10% New Credit Requests

Manage your credit score so you will be ready when you decide to make a large purchase that may require a loan. The higher your score, they less you would pay for a house, car or any other loan. The higher your credit, they better chance you have to qualify for a low interest loan. Make it work for you! If your credit is not where you want it to be, time will repair your credit and debt responsibility. It can be done! If you are looking for referral of mortgage brokers, send me a message. They can dive into your credit deeper, give you advice plus pre-approve you for a loan if you are ready for a home purchase.

Facebook

Instagram

Recent Blog Posts

New Year, New Home in 2025

How to make homeownership happen

Planning to Sell in 2025? Key Steps to Get Your Home Ready!

The real estate market continues to evolve, but one thing remains constant: a well-prepared home attracts more buyers, sells faster, and commands a higher price.

Fairfield County, CT: 3Q 2024 Real Estate Trends

The Fairfield County real estate market has shown some interesting trends.

What is the Cost of Living in Fairfield, CT?

Are you thinking of making your move to Fairfield, CT? I am here to help!

What Every Homeowner Needs to Know About Underground Oil Tanks

In Fairfield County, many homes are fueled by oil, especially in the rural towns.

Fall 2024: 3 Key Real Estate Market Changes in Fairfield County, CT

It’s time to take a closer look at the dynamics of our local real estate market.

Are Home Prices Going To Come Down?

Some say home prices are heading for a correction, but what do the facts say?

Summer 2024 Market Check: Fairfield County Real Estate Trends and Predictions

It’s the perfect time to evaluate the real estate market in Fairfield County, CT.

A modern kitchen with dark blue cabinets, a large marble countertop

The Price of Perfection: Don’t Wait for the Perfect Home

Waiting too long in hopes of finding the perfect home actually isn’t wise.

View All

work with Jennifer

With a deep understanding of the luxury market and a commitment to staying ahead of the curve when it comes to technology and communication, I am able to provide a truly unparalleled level of service to my clients.

let's connect