Buying a Home Jennifer Lockwood September 12, 2025
As we reach the end of summer and beginning of Fall for 2025, Fairfield County’s real estate market continues to tell a very different story than the national headlines. Across the country, we’re hearing about a shift toward a buyer’s market with more inventory, slowing sales, and softening prices. Here at home, while we are seeing some softening, we are still very much in a seller’s market, especially for homes that are priced appropriately, properly prepared, and marketed effectively.
This summer, seasonality finally made its way back into our market. July and August felt quieter, open house traffic slowed, offers were fewer, and some buyers seemed to hit pause for vacations. But this is a normal seasonal rhythm, not a sign of decline. Well positioned homes with strong presentation and pricing continued to move quickly and attract multiple offers. Sellers just need to keep in mind that summer isn’t the same frenzy pace as spring. In September, renewed momentum and added inventory have given buyers a bit more choice, and we hope to see this trend continue.
Inventory remains extremely low. Fairfield County currently has only 2.5 months of supply, which is far from the 5–6 months considered a balanced market. In other words, buyers still don’t have as many choices as headlines suggest. Locally, new listings for single family homes are actually up slightly about 3.1% but demand continues to outpace supply. That’s why smartly priced homes still generate strong competition.
Interest rates have hovered in the mid-6% range throughout the summer. While that’s not the drop many buyers hoped for, it hasn’t stopped serious buyers from moving forward. In fact, we’re seeing a shift in behavior, buyers remain decisive when the right home checks all their boxes, but sellers are also becoming more flexible. I’ve personally had two home contingency offers accepted this summer, something that felt nearly impossible just a few years ago. Sellers are considering all terms, not just the price, as the market adjusts. The buzz right now is that interest rates may decline in the coming months, depending on the Fed’s decision on the federal funds rate, a shift that could prompt more buyers to jump off the fence and re enter the market with improved affordability.
Across Fairfield County, several trends are shaping the momentum this season:
Sale-to-list price ratio is now 102.9%, which means many homes are still selling at or above asking.
Looking closer at individual towns gives important perspective on home pricing across Fairfield County:
These numbers highlight just how different the market can feel depending on location. Understanding the big picture by town helps both buyers and sellers set realistic expectations and make informed decisions.
Fairfield County is not shifting into a buyer’s market. Prices are still rising, days on market are down, and buyers remain active. The difference now is that the market has reintroduced a sense of seasonality, and both buyers and sellers are adjusting accordingly.
Looking ahead, inventory will likely continue to drip onto the market rather than surge. There’s no real prediction for a significant increase in supply without a decrease in interest rates. Many homeowners who refinanced in the last five years are locked into historically low mortgages, which means making a move has to make financial sense. For sellers, price and presentation remain the sweet spots—the key to creating maximum energy and achieving the strongest sale price.
If you’re thinking about selling, now is the time to leverage low inventory and present your home in the best possible light. If you’re buying, it’s important to stay ready—because when the right home comes along, it will still move quickly.
As always, I’m here to guide you through the nuances of our local market so you can make confident decisions.
Real Estate
Top Smart Home Features Desired by Fairfield CT Homebuyers
Buying a Home
Key Takeaways for Navigating Fairfield County’s Fall 2025 Housing Market
Real Estate
Insider Tips for Securing the Lowest Rates in New Canaan
Real Estate
From virtual tours to AI-driven property recommendations, discover how modern tools are making it easier than ever to buy a home in Trumbull, CT
Fairfield Community
Discover why this vibrant Fairfield neighborhood continues to attract buyers of all ages.
Real Estate
Enhance Your Home Listing with Virtual Tours in Fairfield
Real Estate
Enhance Your Norwalk Home with Cutting-Edge Smart Technology
Lifestyle
Explore the Charm and Attractions of Darien, CT
Buying a Home
Discover why Southport is one of Fairfield County’s most coveted coastal neighborhoods—from its harborfront beauty to its rich history and vibrant village life.
With a deep understanding of the luxury market and a commitment to staying ahead of the curve when it comes to technology and communication, I am able to provide a truly unparalleled level of service to my clients.